our loan program mission

PROVIDE CAPITAL

To provide capital that small businesses need to start and grow in Southern West Virginia.

fill gaps

To fill gaps in small business capital needs that are not addressed by other lending institutions.

partner (Not compete)

Partner (not compete) with other lending institutions to maximize the leveraging of loan funds.

loan information

EDA Small
Business Application

EDA Small Business Loans are available state-wide from $5,000–$50,000 to qualified applicants. Loan terms between 36 and 180 months.

Revolving Loan
Application

Financing and technical assistance designed to stimulate startups, foster expansion, and increase creation and retention of jobs in select counties in southern West Virginia.

Micro Loan
Application

Loans ranging from $1,000–$35,000 with a term not to exceed 72 months. (Can be up to 120 months with real estate.) Available state-wide.

IRP Loan
Application

Do you own a small business in West Virginia? Whether you have a need for equipment, renovation, or working capital, let the Wyoming County EDA lend a hand.

COVID-19 Emergency Relief Loan Fund Eligibility

In an effort to provide West Virginia Businesses with resources and capital to assist during the COVID-19 pandemic, please complete and submit the following COVID-19 Emergency Relief Loan Fund Eligibility form for consideration.

• Desired loan amount: up to $25,000 – if funds are available, larger amounts could be considered.
• Costs to Borrower: Average interest rate of 3% plus any potential closing costs incurred.
• Providing financial records and tax returns.
• Programs, including SBA loans, to the repayment of the Emergency Relief Loan.
• If approved, loan interest and principal will be deferred for six months followed by 60 months of fully amortizing principal and interest.

If you have any difficulty completing the online version of our COVID-19 Emergency Relief Loan Fund Eligibility Form, please download and complete the printable version today and email it to christylaxton@wyomingcounty.com with the following subject line:

“COVID-19 Emergency Relief Loan Fund Eligibility Form Submission”