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our loan program mission


To provide capital that small businesses need to start and grow in Southern West Virginia.

fill gaps

To fill gaps in small business capital needs that are not addressed by other lending institutions.

partner (Not compete)

Partner (not compete) with other lending institutions to maximize the leveraging of loan funds.

Wyoming County Community Grant FUND

The Wyoming County Community Fund and the Beckley Area Foundation are now accepting applications for the Wyoming County Community Grant! Applications will be accepted until October 1, 2021. Contact Wyoming County EDA Executive Director Christy Laxton at with any questions. 


Visit WV SBDC to check out all of the no-cost assistance you can receive. They offer multiple services and training events you can use to help start or grow your business in West Virginia.

U.S. Small Business Administration

Find and register for upcoming SBA events tailored to small business owners and entrepreneurs. Explore various topics important to business management and growth, such as loan forgiveness, employment classification, and effective marketing strategies. 


loan information

EDA Small
Business Application

EDA Small Business Loans are available state-wide from $5,000–$50,000 to qualified applicants. Loan terms between 36 and 180 months.

Revolving Loan

Financing and technical assistance designed to stimulate startups, foster expansion, and increase creation and retention of jobs in select counties in southern West Virginia.

Micro Loan

Loans ranging from $1,000–$35,000 with a term not to exceed 72 months. (Can be up to 120 months with real estate.) Available state-wide.

IRP Loan

Do you own a small business in West Virginia? Whether you have a need for equipment, renovation, or working capital, let the Wyoming County EDA lend a hand.

ARC Revolving Loan
Fund Application

This loan is statewide and has a loan limit from $1,000 to $50,000.

FASTER WV Initiative
Advantage Valley

Through its FASTER WV Initiative, Advantage Valley and its partners (Unlimited Future, Inc., and the Wyoming County Economic Development Authority) are building a stronger culture of entrepreneurship in the region.

State Small Business Credit Initiative – WV Capital Access Program (SSBCI/WVCAP)

Mountain State small businesses now have a new source of capital through the West Virginia Capital Access Program (WVCAP). The WVCAP is designed to assist businesses that are creditworthy, but may not fit traditional lending models.